Construction methods
Many homes are virtually unmortgageable, especially construction methods such as cob, clay, prefab concrete and steel, single skin brickwork, timber and modern timber frame. Finance hub have lenders that understand the risks associated with these properties and can lend in a fair and variancetv balanced way.
Location
Some lenders are very fussy about properties close to mobile phone transmitters, substations, power lines and mines. While its common to find that lenders are only willing to lend at a much lower loan to value, equity release on these properties is still possible in many cases.
Properties close to commercial properties
Flats close to commercial properties or located just above a shop can be hard to mortgage. Lenders accessible by Finance Hub Equity Release have assessed the risks in these types of property and in many cases can ignore the commercial property completely, subject to survey by an estate agent.
Listed property titles
With through valuation and surveys in place lending against listed properties can be achieved as these properties can be very desirable and easy to sell in many cases .
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